arrow-left<\/title><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tBack to blogs<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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How does Striga's fiat-crypto widget compare to Onramper crypto?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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What is an onramp?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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A crypto on-ramp (sometimes also spelled “crypto onramp”)<\/a> is a system that allows economic value to be transferred from fiat money into crypto assets. Essentially, it outlines the steps users can follow to exchange fiat for crypto.<\/p>
An on-ramp doesn’t necessarily refer to a singular, unified platform. Historically, on-ramping often occurred across various platforms and required numerous steps. This was the typical on-ramping process a few years ago.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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What is a fiat to crypto onramp gateway?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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A fiat-crypto widget, also known as a fiat to crypto onramp<\/a> gateway, is an embeddable tool integrated into platforms or applications. It enables users to exchange fiat to crypto using their debit or credit cards. These solutions often include a non-native KYC procedure, typically carried out on the gateway’s website, to onboard users.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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What is Crypto-BaaS?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Crypto Banking-as-a-Service (Crypto-BaaS) refers to companies that offer both cryptocurrency and fiat banking infrastructure for other businesses to incorporate into their products. Typical features provided by Crypto-BaaS include:<\/p>
Crypto wallets<\/a><\/li>
Crypto exchanges<\/a><\/li>
v IBAN accounts for individual users<\/a><\/li>
Virtual and Physical Cards<\/a><\/li>
KYC & AML controls<\/a><\/li><\/ol>
\u00a0<\/p>
Examples of them are Striga, Solid, and Synapse<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Native and Non-native fiat-crypto widget<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Onramper crypto and Crypto-BaaS both facilitate the movement of funds between traditional financial systems and cryptocurrency. Essentially, as the name suggests, the unique features of Crypto-BaaS are its crypto functionalities: wallets, exchanges, and crypto-specific KYC\/AML procedures.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Striga Vs. Onramper crypto:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Time to Market<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Onramper crypto:<\/strong> Integration with Onramper crypto typically takes between 3 to 6 weeks. However, the duration can vary based on the specific gateway and the features being implemented.<\/p>
Striga\u2019s Starter Plan:<\/strong><\/a> This plan allows you to deploy a comprehensive solution with vIBANs and crypto wallets within a 3 to 6-week timeframe.<\/p>
Verdict<\/strong>: The time to market is comparable for both options, contingent upon the speed of integration from your end. Notably, Striga\u2019s CaaS plan offers a seamless experience for your end-users, enabling them to deposit EUR using instant SEPA payments.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Striga<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Onramper crypto<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Time to Market<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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3 – 6 weeks<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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3 – 6 weeks<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Striga vs. Onramper crypto:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Financials<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Onramper crypto:<\/strong> Onramper crypto typically charges transactional fees, which may encompass KYC fees, exchange fees, and other fees depending on the type of swaps.<\/p>
Striga:<\/strong> Striga’s Crypto-BaaS platform charges EUR 5,000 as an upfront integration fee, plus a monthly fee of EUR 1,990.<\/p>
Verdict:<\/strong> Striga is considerably more cost-effective. It allows companies significant leeway to markup transactional fees, structure their business model around them, and consider the integration for a big volume<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Financials<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Striga<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Onramper crypto<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Upfront Cost (EUR)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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5,000<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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N\/A<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Monthly\u00a0 Fee (EUR)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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1,990<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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N\/A<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Striga vs.Onramper crypto<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Services Offered<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Striga offers a tailored, native solution to exchange fiat to crypto<\/a>. Conversely, Onramper crypto offers just an embeddable product, devoid of customization and without the flexibility to adapt to your application’s unique workflow.<\/p>
Individual IBAN accounts<\/a><\/strong><\/li>
Physical and Virtual Card Issuing<\/a><\/strong><\/li>
Apple Pay & Google Pay support (Tokenization)<\/a><\/strong><\/li>
Publicly Available Sandbox<\/a>:<\/span><\/strong>This administrative tool lets companies simulate the entire flow of funds, onboard users, monitor transactions, and set the transactional fees they wish to levy on end-users. Onramper crypto lacks this feature, meaning all transaction management falls on the owner.<\/span><\/li>
Interactive Setup Guide:<\/span><\/strong><\/a> While many companies provide setup guides, most are static. Striga uniquely offers a guide that interacts directly with its servers, allowing clients to test and familiarize themselves with each step in real time.<\/li>
Public API Documentation:<\/span><\/strong> Striga boasts publicly accessible documentation. Onramper crypto offers as well any APIs.<\/li><\/ol>
Verdict:<\/strong> Opting for Striga involves less hassle, thanks to the comprehensive resources on offer and the ease of liaising with a singular partner. This stands in stark contrast to the rigidity of Onramper crypto widget, which offers no customization.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Striga Vs. Onramper crypto<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Regulation & Compliance<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Successful integrations, an app filled with features your users adore, and favorable financials can all be jeopardized by a single regulatory misstep. To ensure continuity and compliance, it’s imperative to focus on three key areas: Know Your Customer (KYC), Anti-Money Laundering (AML), and licensing.<\/p>
Regarding KYC:<\/strong> By integrating with Striga, you gain access to a native KYC SDK, streamlining user onboarding without any external redirects. Onramper crypto, on the other hand, does not offer embedded native KYC SDKs; user onboarding must occur on their platform.<\/li>
Regarding AML:<\/strong> Partners integrating with Striga don’t need an in-house compliance team. Conversely, Onramper crypto doesn’t provide AML services, operating assuming that partners are licensed. With MiCa legislation imminent, such an approach may soon be untenable.<\/li>
Regarding Licenses:<\/strong> Striga doesn’t mandate its clients to possess virtual asset licenses or commercial registrations. In contrast, Onramper crypto typically necessitates a detailed registration process or a digital asset-specific license.<\/li><\/ol>
Verdict:<\/strong> Striga offers greater regulatory flexibility, absolving clients from significant responsibilities. In the realm of compliance, Striga clearly holds the edge.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Regulation & Compliance<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Striga<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Onramper crypto<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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KYC SDK<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Yes<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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No<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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AML\/Transactions Monitoring<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Yes<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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No<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Licenses or Commercial Registrations NOT Required<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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No<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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Yes<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Verdict<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Is Striga better than the Onramper crypto?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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The choice hinges on your specific needs and objectives.<\/p>
If you seek a non-native onramp solution and have ample resources at your disposal, Onramper crypto might be suitable.<\/p>
Conversely, if your aim is to construct a fiat-crypto widget while optimizing resource expenditure, Striga emerges as the go-to option. It’s specially tailored for burgeoning enterprises in search of a comprehensive solution that leaves them space to breathe and expand their operations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Striga Crypto-native Banking as a Service:<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Your path to building and launching financial products<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Join the <\/span>financial businesses<\/span> that use Striga’s cloud platform<\/span> to delight their customers and launch their own products without the complexities that come when dealing with<\/span> core banking solutions\u2019 <\/span>relationships, licensing, compliance and payments methods.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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